ON-DEVICE SHARED CARDHOLDER VERIFICATION
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United States of America Patent
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Issued Date -
Mar 31, 2016
app pub date -
Jul 28, 2015
filing date -
Sep 26, 2014
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Abstract
A payment device includes an application storage device for storing a plurality of payment applications and a capture module for capturing user verification information. The payment device also includes a verification module. The verification module is interfaced to the capture module. The verification module is for receiving and verifying the captured user verification information and for outputting a user verification result. The payment device further includes a shared cardholder verification method (CVM) module, which is interfaced to the verification module. The shared CVM module receives the user verification result and also receives a reference to one of the payment applications. The shared CVM module responds to the verification result by outputting an application credential to the payment application to which it was referred.
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