SYSTEM AND METHOD FOR POPULATING A LIST OF TRANSACTION PARTICIPANTS

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20120116957A1
SERIAL NO

13230530

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Embodiments of the invention provide a method of populating a list of transaction participants with the aliases of individuals and entities that can participate in P2P transactions. In some embodiments, the list of transaction participants is a list of payment recipients to whom the user can make P2P payments and the list is populated with a third party's alias. In other embodiments, the list of transaction participants in a list of recipients to whom a third party can make P2P payments and the list is populated with the user's alias. In some embodiments, a method is provided that includes: (1) receiving information associated with a party to a financial transaction with a user; (2) determining, at least partially on the information associated with the party, that the party can participate in a P2P transaction with the user; and (3) populating a list of P2P transaction participants with an alias identifier.

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Patent Owner(s)

Patent OwnerAddress
BANK OF AMERICA CORPORATIONMAILCODE NC1-028-29-04 ONE BANK OF AMERICA CENTER 150 N COLLEGE STREET CHARLOTTE NC 28255

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Klein, Charmaine Charlotte, US 17 1044
Patel, Donna Charlotte, US 1 62
Wolf, Jon R Charlotte, US 12 242
Zanzot, Mark D Charlotte, US 29 747

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